How do eChecks Work?

Our platform works by providing you a fast, secure and cost-effective way to accept your customer’s payment! Once your account is created you can start accepting payments immediately. Funds are taken from you customers bank account just as if ... they handed you a paper check!

How can you accept the check?

1) Virtual Terminal

2) eInvoice

3) Hosted Checkout Pages

4) Automated Recurring Billing

5) eCommerce Integration

How do the funds get into my bank?

If you choose ACH

Funds are electronically transferred directly into your checking account after the check clears... generally 4-5 business days. Approvals only for well qualified merchants.

If you choose RCC - Remotely Created Check

Approval guaranteed! Must be U.S. based business, properly formed, selling legal goods or services. No Telemarketing firms.

Choose your Deposit Method:

1) Direct Deposit

• Checks are physically deposited into your bank account NEXT BUSINESS DAY
• You must have an account at an In-Network Bank.
• Considered a premium service and must qualify

2) Mobile Deposit your Checks - Most Popular

• Receive a scanned version of each check NEXT BUSINESS DAY via email
• Using your cell phone or tablet, open your bank's App, snap a picture of the check and then, Mobile Deposit the check
• Works with any U.S. based Bank except Online Only Banks
• Most cost effective method!

3) Print your own Checks

• Receive a "ready-for-print" version of each check NEXT BUSINESS DAY via email
• Or... Print your own checks anytime you want! Ask about special bulk pricing with this method.
• Using check stock paper (available through us or Amazon) print each check on your own printer!
• Deposit the checks yourself at your local bank.
• Simple and easy!

4) Receive Checks by Mail

• Receive checks via USPS or UPS at your location. You choose the method, USPS Priority or UPS Next Day. You deposit.
• Or... have your bank receive and process the checks
• Bank authorization may be required if sending directly to bank.
• Shipping charges apply!

Once deposited, just like any other check, funds usually clear within 48 hours. Check with your bank to determine the status of any particular check and your bank's Fund Availability policy.

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